The Reserve Bank of India has introduced new lending rules to improve credit access for micro and small enterprises. From April 1, 2026, banks must offer collateral-free loans up to ₹20 lakh, with scope to extend this to ₹25 lakh based on borrower performance. RBI has also clarified that banks may accept gold and silver voluntarily pledged by borrowers without violating norms, strengthening suppor
Read more
Share with:
