Axis Bank’s Sameer Shetty reveals India’s Gen Z (28-30% of population) saves only 4% in bank deposits while grabbing nearly 50% of personal and consumption loans, fueled by easy credit, high spending, and a “gamified” quick-gain mindset over long-term SIPs. With 260 million gaming users vs just 58 million mutual fund subscribers, this trend signals rising debt risks and a major shift in financial
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